Segregated Funds

Think your settlement for pain and suffering can’t jeopardize your ODSP benefits?  Well it can…if you don’t manage it properly. As of August of 2017, an award for pain and suffering is treated as an exempt asset by ODSP, regardless of the amount.  For many...

Understanding ODSP is a job in itself.  People do not know where to start. It’s a daunting task, trying to figure out which aspects to focus on.  There are well over a 100 policies providing hundreds of pages of reading.  Sound like fun?  You can access them on-line,...

People with disabilities often live on a tight budget.  For those that do, here are some points to help manage your financial health and long-term savings: Apply for the Disability Tax Credit. If you qualify, it can reduce the amount of income tax for you or somebody...

Dear ODSP Caseworker I have met only a few of you and yet I think about you often. I wanted to write this letter to you to ask a favour. Asking you for a favour at this time might seem a bit much.  A bit presumptuous.  You are dealing with  SAMS, a new software system...

Kelly is on ODSP.  She recently received $80,000 in an inheritance from her mother’s estate.  This money threatened her ODSP because single people with no dependents are not allowed more than $40,000 in assets.  She thought she would lose her ODSP.  Her ODSP...