RDSP

Understanding ODSP is a job in itself.  People do not know where to start. It’s a daunting task, trying to figure out which aspects to focus on.  There are well over a 100 policies providing hundreds of pages of reading.  Sound like fun?  You can access them on-line,...

We don’t always do what we think we should do. To be an organ donor in Canada, you have to register (“opt-in”), otherwise your organs will not be harvested to save another life. The participation rate is low in our country and yet it has been reported that many...

People with disabilities often live on a tight budget.  For those that do, here are some points to help manage your financial health and long-term savings: Apply for the Disability Tax Credit. If you qualify, it can reduce the amount of income tax for you or somebody...

Simply because you make a contribution to an RDSP account, does not mean you will get the government contributions you expect. RDSP accounts are complex and the government doesn’t make it easy for you.  There are a number of reasons why expected government...

You can have one Registered Disability Savings Plan account. Unlike RESPs, TFSAs and RRSPs where you are allowed to have as many accounts at different financial institutions, you may not have more than one RDSP account.  In fact, as the government says on its...