planning

Is it Better I Manage My Own Finances?

Is it Better I Manage My Own Finances? “If I manage my finances on my own instead of spending the money on a financial expert, I will be better off.”  Maybe.  This maybe true for some, but not many.  Remember, financial advice does not necessarily drain your pocket (if it does, you are probably...

Is Financial Planning For Everyone?

Is Financial Planning For Everyone? “Financial planning is not worthwhile if you don’t have much money.”  Even those living on a meager income have to make choices. Financial planning is about making choices and it isn’t all about investing, which is only one part of the puzzle. It is not...

Isn’t Financial Advice Expensive?

Isn’t Financial Advice Expensive? “The cost of financial planning and advice is expensive.”  Sometimes it is, but it does not have to be.  Families with even extremely limited resources can access services that should help improve their financial situation, often times where the advice is...

Passing the Financial Test for ODSP

Passing the Financial Test for ODSP The Ontario Disability Support Program (ODSP) provides a monthly income to adult Ontarians with disabilities who qualify for the program.  There are two fundamental factors a person must satisfy to secure ODSP.  One, a person must have a disability that satisfies the...

Tackle My Financial Plan Or Go To The Dentist?

Tackle My Financial Plan Or Go To The Dentist? Inviting someone in to assess your financial circumstances and then help you get your financial house in order, can be as attractive as going to the dentist.  You know it is the right thing to do, but after possibly years of not seeing the dentist you are embarrassed...