Ontario

Transferring Your RDSP

Transferring Your RDSP You can have one Registered Disability Savings Plan account. Unlike RESPs, TFSAs and RRSPs where you are allowed to have as many accounts at different financial institutions, you may not have more than one RDSP account.  In fact, as the government says on its...

An Open Letter to ODSP Caseworkers

An Open Letter to ODSP Caseworkers Dear ODSP Caseworker I have met only a few of you and yet I think about you often. I wanted to write this letter to you to ask a favour. Asking you for a favour at this time might seem a bit much.  A bit presumptuous.  You are dealing with  SAMS, a new software system...

ODSP and CPP Disability Benefits

ODSP and CPP Disability Benefits If you are eligible for the Ontario Disability Support Program (ODSP), you may be eligible for Canada Pension Plan Disability benefits (CPP-D), but don’t expect it will increase the amount of money from the government.  In fact, if a person’s CPP-D monthly...

RDSP and Contractual Capacity

RDSP and Contractual Capacity When the government introduced the Registered Disability Savings Plan in 2008, many families were surprised they couldn’t open an account for their adult son or daughter if they had a developmental disability.  Why?  Because many adults with developmental...

ODSP and Your Inheritance

ODSP and Your Inheritance Ironically, one of the most rattling things that can happen to a person on ODSP Is to receive an inheritance. It is rattling because they can lose their ODSP benefits. Lately, I have received calls and emails from people on ODSP who have received an inheritance from a...