investing

Isn’t Financial Advice Expensive?

Isn’t Financial Advice Expensive? “The cost of financial planning and advice is expensive.”  Sometimes it is, but it does not have to be.  Families with even extremely limited resources can access services that should help improve their financial situation, often times where the advice is...

Passing the Financial Test for ODSP

Passing the Financial Test for ODSP The Ontario Disability Support Program (ODSP) provides a monthly income to adult Ontarians with disabilities who qualify for the program.  There are two fundamental factors a person must satisfy to secure ODSP.  One, a person must have a disability that satisfies the...

Tackle My Financial Plan Or Go To The Dentist?

Tackle My Financial Plan Or Go To The Dentist? Inviting someone in to assess your financial circumstances and then help you get your financial house in order, can be as attractive as going to the dentist.  You know it is the right thing to do, but after possibly years of not seeing the dentist you are embarrassed...

Is an RDSP Worth It?

Is an RDSP Worth It? Despite the incredible value a Registered Disability Savings Plan (RDSP) can offer, very few eligible people have opened one.  Why?  Probably because many people do not know about it or do not understand how it works or the value it offers.  If you are one who doesn’t...