financial

Is My Adult Child Eligible for Government Benefits?

Is My Adult Child Eligible for Government Benefits? Simply because parents earn a reasonable income, own a home and have savings does not mean their adult child can’t seek financial assistance from the government if they have a disability. Too many people are under the impression that benefits such as the Ontario...

Accepting the Status Quo

Accepting the Status Quo We don’t always do what we think we should do. To be an organ donor in Canada, you have to register (“opt-in”), otherwise your organs will not be harvested to save another life. The participation rate is low in our country and yet it has been reported that many...

Financial Basics When You Have a Disability

Financial Basics When You Have a Disability People with disabilities often live on a tight budget.  For those that do, here are some points to help manage your financial health and long-term savings: Apply for the Disability Tax Credit. If you qualify, it can reduce the amount of income tax for you or somebody...

RDSP – Frequently Asked Questions

RDSP – Frequently Asked Questions The Registered Disability Savings Plan is incredibly generous.  It is also incredibly complex.   Many people will collect $90,000 in government grants and bonds, but the plan’s complexity makes many others hesitate.  People tend to avoid purchasing products they don’t...

Want to Succeed? Reduce Your Risk.

“Sometimes the best path to success is reducing the risk of failure.”  – anonymous. If you are not sure if insurance – life, disability and critical illness insurance in particular – is of any value to you, this article might help you.  This is...