Simply because parents earn a reasonable income, own a home and have savings does not mean their adult child can’t seek financial assistance from the government if they have a disability. Too many people are under the impression that benefits such as the Ontario...
by Ron Malis | Sep 24, 2015 | Advice, ODSP
We don’t always do what we think we should do. To be an organ donor in Canada, you have to register (“opt-in”), otherwise your organs will not be harvested to save another life. The participation rate is low in our country and yet it has been reported that many...
by Ron Malis | Sep 14, 2015 | Uncategorized
People with disabilities often live on a tight budget. For those that do, here are some points to help manage your financial health and long-term savings: Apply for the Disability Tax Credit. If you qualify, it can reduce the amount of income tax for you or somebody...
by Ron Malis | Aug 14, 2015 | ODSP, RDSP
The Registered Disability Savings Plan is incredibly generous. It is also incredibly complex. Many people will collect $90,000 in government grants and bonds, but the plan’s complexity makes many others hesitate. People tend to avoid purchasing products they don’t...
by Ron Malis | Sep 16, 2014 | RDSP
“Sometimes the best path to success is reducing the risk of failure.” – anonymous. If you are not sure if insurance – life, disability and critical illness insurance in particular – is of any value to you, this article might help you. This is...
by Ron Malis | Jun 25, 2012 | Advice, Insurance