financial services

Currently, if you withdraw even one dollar from an RDSP account, the Government of Canada will revoke any government contributions made in the previous 10 years.  The government contributions are generous, but the 10 year withdrawal rule means even your own personal...

1 – Secure the Disability Tax Credit Certificate. The Disability Tax Credit Certificate will provide you with tax credits that can save you a significant amount of money in taxes. This is not to be overlooked.  If you have a child with a disability that...

“The focus of financial planning is about investing.” Investing is an important aspect, but it is not the only one.  Financial planning is about protecting assets and income from loss and misuse as well.  This includes tax reduction strategies, insurance...

“If I manage my finances on my own instead of spending the money on a financial expert, I will be better off.”  Maybe.  This maybe true for some, but not many.  Remember, financial advice does not necessarily drain your pocket (if it does, you are probably...

“Financial planning is not worthwhile if you don’t have much money.”  Even those living on a meager income have to make choices. Financial planning is about making choices and it isn’t all about investing, which is only one part of the puzzle. It is not...