estate planning

Jeanette was 36 when her father died. It had been a tough year for Jeanette.  After her father passed away, she had to set up a Henson Trust for her older brother, Darrell.  She didn’t expect her role as trustee – and everything else that came with it – would be...

Understanding ODSP is a job in itself.  People do not know where to start. It’s a daunting task, trying to figure out which aspects to focus on.  There are well over a 100 policies providing hundreds of pages of reading.  Sound like fun?  You can access them on-line,...

“What will happen to my child after I am gone?”  This has to be one of the biggest questions parents of children with special needs have. When you have an adult son or daughter who is not able to live a fully independent life, figuring out the answers to this very...

Ironically, one of the most rattling things that can happen to a person on ODSP Is to receive an inheritance. It is rattling because they can lose their ODSP benefits. Lately, I have received calls and emails from people on ODSP who have received an inheritance from a...

ODSP asset and income restrictions are so limiting and frustrating that most people would choose to forgo ODSP altogether if money wasn’t an issue. That’s not the case for most, though. Parents are very concerned about making sure their child’s...