“What will happen to my child after I am gone?” This has to be one of the biggest questions parents of children with special needs have. When you have an adult son or daughter who is not able to live a fully independent life, figuring out the answers to this very...
by Ron Malis | Feb 16, 2015 | Advice, Estate Planning, ODSP
I can’t bite my tongue any longer. You want to open a Registered Disability Savings Plan (RDSP), but where? You have choices, but not many. There are the major banks, credit unions, a few other financial institutions and mutual fund companies through financial...
by Ron Malis | Jan 8, 2015 | RDSP, Uncategorized
Dear ODSP Caseworker I have met only a few of you and yet I think about you often. I wanted to write this letter to you to ask a favour. Asking you for a favour at this time might seem a bit much. A bit presumptuous. You are dealing with SAMS, a new software system...
by Ron Malis | Dec 23, 2014 | ODSP
When the government introduced the Registered Disability Savings Plan in 2008, many families were surprised they couldn’t open an account for their adult son or daughter if they had a developmental disability. Why? Because many adults with developmental...
by Ron Malis | Dec 9, 2014 | RDSP
Ironically, one of the most rattling things that can happen to a person on ODSP Is to receive an inheritance. It is rattling because they can lose their ODSP benefits. Lately, I have received calls and emails from people on ODSP who have received an inheritance from a...
by Ron Malis | Nov 9, 2014 | Advice, Estate Planning, ODSP, RDSP
