RDSP Calculator

Reegan RDSP Calculator

What is the RDSP Calculator?

The Reegan Financial RDSP Calculator takes you through a few easy-to-follow steps where you enter the information needed to run your numbers. It then shows you the maximum amount you can expect from the government each calendar year and the amounts you need to contribute.

Our goal was to answer three core questions, no matter what level of knowledge you have about the RDSP.

  1. How much can I expect the government to contribute to my (or my child’s) RDSP?
  2. How much do I need to contribute to maximize the available government contributions?
  3. When can I withdraw money from my RDSP without government penalties?
The calculator provides much more, but these three questions served as the focus of the calculator’s design. After managing RDSP accounts for more than a decade, they are the key questions that inevitably rise to the surface.

The calculator does not replace the need for professional advice, but it does act as a gateway. Understanding your own numbers, the amounts you could expect should help you decide whether you want to open an account or not.

There is no cost to use the calculator and you are not asked for sensitive personal information.

What is the RDSP?

The Registered Disability Savings Plan allows people with disabilities to set aside money for the future. If you open an RDSP your contributions be matched by the government. If your circumstances change, and you can no longer make contributions, the government may still contribute based your previous contributions.

Over a lifetime, the government will contribute up to $90,000.

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