ODSP

ODSP and Your Inheritance

ODSP and Your Inheritance Ironically, one of the most rattling things that can happen to a person on ODSP Is to receive an inheritance. It is rattling because they can lose their ODSP benefits. Lately, I have received calls and emails from people on ODSP who have received an inheritance from a...

RDSP vs HENSON TRUST

RDSP vs HENSON TRUST ODSP asset and income restrictions are so limiting and frustrating that most people would choose to forgo ODSP altogether if money wasn’t an issue. That’s not the case for most, though. Parents are very concerned about making sure their child’s...

ODSP Is Not A Measure Of Last Resort

ODSP Is Not A Measure Of Last Resort A few weeks ago, I spoke with a frontline ODSP worker who described ODSP as a measure of last resort. In other words, ODSP is only for people facing financially desperate circumstances. Putting it simply, this is entirely false. Even middle-income families need to...

ODSP – It Shouldn’t Be So Complicated Part II

ODSP – It Shouldn’t Be So Complicated Part II The Ontario Disability Support Program (ODSP) is complicated. To achieve a strong understanding of ODSP, you need to read and understand hundreds of pages of ODSP Policy Directives.  My experience is most people on ODSP and their supporting family members are so...

ODSP – It Shouldn’t Be So Complicated

ODSP – It Shouldn’t Be So Complicated People on ODSP should not be expected to take a vow of poverty. As an advisor, I work with many people on the Ontario Disability Support Program (ODSP), which is Ontario’s social assistance program offering income support for people with disabilities who are in...