ODSP

Financial Basics When You Have a Disability

Financial Basics When You Have a Disability People with disabilities often live on a tight budget.  For those that do, here are some points to help manage your financial health and long-term savings: Apply for the Disability Tax Credit. If you qualify, it can reduce the amount of income tax for you or somebody...

A Journey: Middle Class to ODSP

A Journey: Middle Class to ODSP The following was written by a woman in her 50s who is currently receiving Ontario Disability Support Plan benefits. I was a middle-class liberal with a devout belief in the social safety net given to us in Canada. I supported foster kids overseas and other worthy...

An Open Letter to ODSP Caseworkers

An Open Letter to ODSP Caseworkers Dear ODSP Caseworker I have met only a few of you and yet I think about you often. I wanted to write this letter to you to ask a favour. Asking you for a favour at this time might seem a bit much.  A bit presumptuous.  You are dealing with  SAMS, a new software system...

Segregated Funds Saved My ODSP

Segregated Funds Saved My ODSP Kelly is on ODSP.  She recently received $80,000 in an inheritance from her mother’s estate.  This money threatened her ODSP because single people with no dependents are not allowed more than $40,000 in assets.  She thought she would lose her ODSP.  Her ODSP...

ODSP and CPP Disability Benefits

ODSP and CPP Disability Benefits If you are eligible for the Ontario Disability Support Program (ODSP), you may be eligible for Canada Pension Plan Disability benefits (CPP-D), but don’t expect it will increase the amount of money from the government.  In fact, if a person’s CPP-D monthly...