What’s fair? You want everyone in your family to have what they need, including yourself. You also want peace in your family. Sometimes these two goals collide. Making sure everyone has what they need may not satisfy everyone’s definition of fairness. Case in point. A...
by Ron Malis | Aug 16, 2016 | Advice, Estate Planning, Insurance
Some parents are making such an effort to deposit enough money into their child’s RDSP account in order to maximize the government Grant contributions. With so much focus on the RDSP account, some parents are forsaking other important aspects of financial planning,...
by Ron Malis | May 31, 2013 | Estate Planning, Insurance, RDSP
“Sometimes the best path to success is reducing the risk of failure.” – anonymous. If you are not sure if insurance – life, disability and critical illness insurance in particular – is of any value to you, this article might help you. This is...
by Ron Malis | Jun 25, 2012 | Advice, Insurance
The primary purpose of life insurance is to take care of financial responsibilities in the event of premature death. There is a theory of decreasing responsibility that applies to most of us. New parents with young children, a significant mortgage, some consumer debt...
by Ron Malis | May 9, 2012 | Advice, Estate Planning, Insurance