Advice

We are proud to announce our new company name, Reegan Financial. Why the new name? Deciding on a company name isn’t easy. It wasn’t easy for us. So why change it at all? As they say, if it ain’t broke…why fix it?  We have our reasons. Malis...

Think your settlement for pain and suffering can’t jeopardize your ODSP benefits?  Well it can…if you don’t manage it properly. As of August of 2017, an award for pain and suffering is treated as an exempt asset by ODSP, regardless of the amount.  For many...

Make a contribution to your Registered Disability Savings Plan (RDSP) and you can expect the government will make a generous matching “Grant” contribution. But how much should you contribute? If you are not careful, you could end up contributing more to your RDSP...

ODSP IS BETTER THAN IT WAS, BUT IT ISN’T ANY EASIER. The Ontario Disability Support Program (ODSP) is the social safety net for Ontario adults with disabilities.  With the unemployment rate for people with disabilities hovering near 50%, it isn’t surprising...

What’s fair? You want everyone in your family to have what they need, including yourself. You also want peace in your family. Sometimes these two goals collide. Making sure everyone has what they need may not satisfy everyone’s definition of fairness. Case in point. A...

You have an adult child receiving benefits from the Ontario Disability Support Program (ODSP), so you have a will that includes a Henson Trust to protect her ODSP after you have passed away.  You have chosen one or more trustees to manage the assets in that Henson...