Advice

Thinking of opening a Registered Disability Savings Plan? If you are, you might be asking how much the government would contribute to it.  A fair question without a straightforward answer. There are two types of RDSP contributions the government provides: The RDSP...

Jeanette was 36 when her father died. It had been a tough year for Jeanette.  After her father passed away, she had to set up a Henson Trust for her older brother, Darrell.  She didn’t expect her role as trustee – and everything else that came with it – would be...

We are proud to announce our new company name, Reegan Financial. Why the new name? Deciding on a company name isn’t easy. It wasn’t easy for us. So why change it at all? As they say, if it ain’t broke…why fix it?  We have our reasons. Malis...

Think your settlement for pain and suffering can’t jeopardize your ODSP benefits?  Well it can…if you don’t manage it properly. As of August of 2017, an award for pain and suffering is treated as an exempt asset by ODSP, regardless of the amount.  For many...

Make a contribution to your Registered Disability Savings Plan (RDSP) and you can expect the government will make a generous matching “Grant” contribution. But how much should you contribute? If you are not careful, you could end up contributing more to your RDSP...

ODSP IS BETTER THAN IT WAS, BUT IT ISN’T ANY EASIER. The Ontario Disability Support Program (ODSP) is the social safety net for Ontario adults with disabilities.  With the unemployment rate for people with disabilities hovering near 50%, it isn’t surprising...