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People with disabilities in Ontario feel they are getting the short end of the financial stick during the Covid-19 crisis. I can’t say I disagree with them. Hundreds of thousands of Ontarians with disabilities receive social assistance from the Ontario Disability...

The federal government has reduced the amount retirees must withdraw from Registered Retirement Income Fund accounts because of the effects Covid-19 is having on investments.  They seem to have overlooked those with a Registered Disability Savings Plan (RDSP). Sharp...

On November 22, 2018, the Ford Government announced forthcoming changes to the Ontario Disability Support Program’s (ODSP) treatment of employment income and its definition of disability.  The changes were supposed to be implemented at some point during the following...

Jeanette was 36 when her father died. It had been a tough year for Jeanette.  After her father passed away, she had to set up a Henson Trust for her older brother, Darrell.  She didn’t expect her role as trustee – and everything else that came with it – would be...

Brian* is on ODSP.  He called me today. Brian is legally blind.  He was part of the Basic Income Pilot Project.  But now he is back on ODSP after the Ford Government cancelled it…even though they campaigned on promises not to cancel it. It has been difficult for Brian...

The Ontario Disability Support Program needs a serious overhaul.  Many things need to be changed.  But the program’s definition of disability is not one of them. Late last year, November 22nd, announced a few of the changes she and her government had in store for ODSP...

*NOTE: The proposed changes discussed in this article were reversed by the Ontario government.  See Proposed ODSP Changes Reversed by Ford Government I know too much about the Ontario Disability Support Program to feel optimistic. After cancelling most of the changes...

The Liberal government presented the 2019 budget, yesterday.  In it, they made two positive changes to the Registered Disability Savings Plan (RDSP). To open an RDSP account, you must qualify for the Disability Tax Credit (DTC).  Once you have that, you can open an...