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Is the Registered Disability Savings Plan worth it? In theory, the RDSP makes a whole lot of sense. Over a lifetime, the federal government can contribute up to $90,000. But does it make sense for you? How much would you actually get from the government? How long...

The Ontario Disability Support Program (ODSP) provides social assistance for adults with disabilities in financial need. It provides income and health benefits for those who qualify. This summary will outline the basics of qualifying for ODSP, we have a more...

The Ontario Disability Support Program (ODSP) has a fairly complex set of guidelines that determine who is eligible for the program.  However, there are two basic areas that determine whether a person with a disability qualifies for ODSP from a financial perspective:...

People with disabilities in Ontario feel they are getting the short end of the financial stick during the Covid-19 crisis. I can’t say I disagree with them. Hundreds of thousands of Ontarians with disabilities receive social assistance from the Ontario Disability...

The federal government has reduced the amount retirees must withdraw from Registered Retirement Income Fund accounts because of the effects Covid-19 is having on investments.  They seem to have overlooked those with a Registered Disability Savings Plan (RDSP). Sharp...

On November 22, 2018, the Ford Government announced forthcoming changes to the Ontario Disability Support Program’s (ODSP) treatment of employment income and its definition of disability.  The changes were supposed to be implemented at some point during the following...

Jeanette was 36 when her father died. It had been a tough year for Jeanette.  After her father passed away, she had to set up a Henson Trust for her older brother, Darrell.  She didn’t expect her role as trustee – and everything else that came with it – would be...

Brian* is on ODSP.  He called me today. Brian is legally blind.  He was part of the Basic Income Pilot Project.  But now he is back on ODSP after the Ford Government cancelled it…even though they campaigned on promises not to cancel it. It has been difficult for Brian...