Blog

I know too much about the Ontario Disability Support Program to feel optimistic. After cancelling most of the changes the previous Liberal government announced for the Ontario Disability Support Program in their final budget before leaving office, Ontario’s Ford...

The Liberal government presented the 2019 budget, yesterday.  In it, they made two positive changes to the Registered Disability Savings Plan (RDSP). To open an RDSP account, you must qualify for the Disability Tax Credit (DTC).  Once you have that, you can open an...

We are proud to announce our new company name, Reegan Financial. Why the new name? Deciding on a company name isn’t easy. It wasn’t easy for us. So why change it at all? As they say, if it ain’t broke…why fix it?  We have our reasons. Malis...

OPINION If the Liberal government won the last election, people on the Ontario Disability Support Program (ODSP) would have seen a 3% increase in their disability income benefits and several other changes that would have eased some of the program’s financial...

The 2018 Ontario budget delivered by the recently ousted Liberal government listed a whole host of changes to the Ontario Disability Support Program (ODSP) that were meant to improve the lives of Ontarians with disabilities and their families.  Most of those changes...

Think your settlement for pain and suffering can’t jeopardize your ODSP benefits?  Well it can…if you don’t manage it properly. As of August of 2017, an award for pain and suffering is treated as an exempt asset by ODSP, regardless of the amount.  For many...

Make a contribution to your Registered Disability Savings Plan (RDSP) and you can expect the government will make a generous matching “Grant” contribution. But how much should you contribute? If you are not careful, you could end up contributing more to your RDSP...

What’s in a name? Here I am, trying to figure out a name for my business. It ain’t easy. At least not for me. I am a financial advisor with a particular niche. Almost all my clients have a disability or have a child with a disability. 70% are parents with adult...